* This transcript was created by voice-to-text technology. The transcript has not been edited for errors or omissions, it is for reference only and is not the official minutes of the meeting.
          [00:00:21]
          PRESENT COURAGE. 
          NAVARRO RODRIGUEZ, MARK JENKINS. 
          [00:11:52]
SO 
          [00:11:52]
SEPARATE MARGARET? 
          [00:15:44]
YES. 
          SO DISCOVER AMERICAN EXPRESS 
          [00:31:08]
THE 
          [00:31:09]
NAME 
          [00:32:08]
RE 
          [00:37:12]
THEY CONSIDER THE MOST INSPECTION IS.
* This transcript was created by voice-to-text technology. The transcript has not been edited for errors or omissions, it is for reference only and is not the official minutes of the meeting.